Pricing
IBAN FEES
The following table outlines the applicable fees related to IBAN account services and SEPA payments. These fees include account maintenance charges as well as costs associated with certain transactions. All fees are listed in EUR and may be updated or adjusted as required.
| Account Services | Fee |
|---|---|
| Account opening fee | €0.00 |
| Monthly fee | €0.00 |
| Payments | Fee |
|---|---|
| Internal SEPA payments | €0.00 |
| Outgoing SEPA payments | €1.00 |
| Incoming SEPA payments | €0.00 |
VISA CARD FEES
The table below outlines the fees applicable to Visa card services, including maintenance charges and costs associated with certain transactions. All fees are charged in EUR and deducted at the time of the relevant transaction.
Foreign Exchange (FX) Fees
An FX fee applies when you pay or withdraw cash in a non-EUR currency.
| Where you spend | Fee |
|---|---|
| Eurozone (EUR countries) | Free |
| Non-EUR countries in Europe / EEA (e.g. Poland, Sweden, Norway, Switzerland) | 0.50% |
| Rest of world | 2.00% |
ATM & Cash Withdrawal Fees
Each withdrawal consists of a fixed fee plus a percentage of the amount withdrawn.
| ATM location | Fee |
|---|---|
| Your card-issuing country (e.g. Lithuania for Lithuanian-issued cards) | €1.50 + 1% |
| Non-EUR countries in Europe / EEA (e.g. Poland, Sweden, Norway) | €1.50 + 1% |
| Rest of world | €2.00 + 3% |
Other Fees
| Service | Fee |
|---|---|
| Balance enquiry at ATM | €1.00 |
| PIN change | €1.00 |
| Chargeback / dispute | €45.00 |
| Card issuance – virtual | Coming soon |
| Card issuance – physical | Coming soon |
| Card shipping | Coming soon |
The following limits define how the card can be used across different transaction types and channels. Limits may apply per transaction, per day, or per month, and can vary depending on the type of activity (e.g., purchases, ATM withdrawals, or contactless payments).
| Card transaction types | Limits |
|---|---|
| Daily spending limit | €10 000.00 |
| Monthly spending limit | €25 000.00 |
| Daily ATM withdrawal limit | €250.00 |
| Monthly ATM withdrawal limit | €2 500.00 |
| Single transaction limit (POS / card payment) | €10 000.00 |
| Single ATM withdrawal limit | €250.00 |
| Contactless payment limit (PSD2 – EUR) | €50.00 |
| Contactless transaction count limit (PSD2 – EUR) | €150.00 |
| Daily cash withdrawal limit | €1 000.00 |
Crypto pricing information coming soon.
